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COMMUNITY FIRST GUAM FEDERAL CREDIT UNION FEE SCHEDULE (August 1, 2012)

                                                                                  

Credit Union Membership Fee

Par value of one Share                                                                     
    $20.00
Share Account Fees
ShareMaster Account Minimum Balance fee
 $5.00 per month if minimum balance not maintained
ShareMaster Account Early Closure fee
$20.00 if closed within 30 days 
Holiday Club Account Early Closure fee
$25.00 if closed or withdrawals made before November 1st
Dormant Account fee
$10.00 per month, if no activity after 18 months;
$50.00 per month, if no activity after 60 months, and
$100.00 per month if no activity after 96 months
Transactions in excess of 6 per month
Money Market Share Account Minimum Balance Fee
Money Market Share Account Early Closure Fee
Money Market Share Account Excessive Transfers
$0.50 per transaction thereafter
$10.00 monthly
$20.00 (within 30 days)
$5.00 per item
Share Draft Account Fees
BASIC SmartCheck Minimum Balance  fee
 
FREE
 
PLUS SmartCheck Minimum Balance fee 
 
$5.95 w/ Direct Deposit; $7.95 w/o Direct Deposit
 
PRIME SmartCheck Minimum Balance fee
 
$13.95 w/ Direct Deposit; $15.95 w/o Direct Deposit
 
SmartCheck Share Draft Account Maintenance fee
$1.25 per month (existing accounts only)
Overdraft Transfer fee
$7.00 per transfer 
Non-Sufficient Fund / Uncollected Funds fee
$25.00 per item 
Stop Payment fee
$7.00 per item
Share Draft Printing fee
Prices vary by selection 
Temporary Checks Printing fee
$1.50 per sheet
Share Draft Reconciliation fee
$25.00
Share Draft Account Transaction Inquiry fee
$1.00
Share Draft Account Early Closure fee
$25.00 (if account is open less than 90 days)
Copy of Cleared Draft fee
$1.50 per draft, if after six (6) months of issue date 
Check Card Fees
Initial Primary Card
FREE 
Initial Joint Card fee
FREE for initial joint (1) card; $3.00 each additional joint cards 
Additional Cards for Joints
Check Card Replacement fee
VISA ISA Fee (International Service Agreement Fee) 
$3.00
$10.00
1.00% of face value (effective 10/01/05) 
ATM Fees
Initial Primary Card
FREE 
ATM Joint Card fee
FREE 
ATM Card Replacement fee
$7.00 
ATM Transaction fee
$0.50 ATM (BOH ATMs Only);
$1.00 (PLUS Network)
Wire Transfer Fees
Domestic (Outgoing) Wire
$25.00 
International (Outgoing) Wire
$45.00 USD
$65.00 (in Foreign currency) 
Incoming Wire
International Wire Tracer
International Amendment
 
FREE (Effective 8/1/2009)
$40.00 per item
$30.00 per item
Electronic Account Access (24/7 Availability) & Other Service Fees
 
Audio Response Service (CommTEL)
Web Branch (CommuNETe Access)
Bill Payer Service (CommuNETe Bill Pay)
 
FREE
FREE
FREE

 
Community First Guam Federal Credit Union - 238 Archbishop Flores Street, Suite 102
Hagatna, Guam 96910 - Telephone: (671) 472-8210 Fax: (671) 477-5522
 
Equal Housing Lender NCUA