Home Home

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. 

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. We ask for your patience and understanding. Please remember this is a mandatory requirement from our government and your Credit Union must comply for your protection and the protection of our Country. 

Membership Application:
Please provide all the requested information. When you have completed the form, press the submit button to send your application. Upon receipt of your application, a new Member Packet will be sent to you. To complete the membership process, you must sign the account card in your packet and pay the membership fees. You have the option of mailing your packet to us or stopping by the credit union to complete your processing.

Loan Application:
Please provide all the requested information. When you have completed the form, press the Submit button to send your application for processing. You'll hear back from us in two to four working days.

Employment Application:
We are an equal opportunity employer, dedicated to a policy of non-discrimination in employment on any basis including race, color, age, sex, religion, disability or national origin. Consistent with the Americans with Disabilities Act, applicants may request accommodations needed to participate in the application process.

Here are CFGFCU applications, notices and disclosures available for download in PDF format: 

Our Privacy Policy

Model Privacy Notice

Membership & Account Agreement

Sharedraft Account Disclosure

Electronic Funds Transfer Agreement & Disclosure

Regarding Internet Security a FFIEC Supplement

Risk Mitigation Best Practices

Account to Account (A2A) Agreement and Disclosure

US Patriot Act & CIP Disclosure

VISA Card Disclosure

Excessive or Luxury Expenditure Policy 

The files above require Adobe Reader.




Community First will NEVER ask members for personal information in an email or phone call.  Anyone who receives a supposed email or phone call asking for account information should consider it a fraudulent attempt to obtain their personal account data for illegal purposes.  DO NOT provide any information and notify the credit union immediately. 

Community First Guam Federal Credit Union - 238 Archbishop Flores Street, Suite 102
Hagatna, Guam 96910 - Telephone: (671) 472-8210 Fax: (671) 477-5522
Equal Housing Lender NCUA