Long Term Savings for a Brighter Tomorrow
Take advantage of Community First FCU's Retirement Plans. Your credit union offers Traditional IRAs, Roth IRAs, and Education IRAs and a choice of investment options - flexible share accounts and certificate accounts.
An IRA is flexible, and you decide how and when to make contributions. Nearly everyone qualifies for an Individual Retirement Account.
Traditional IRA
Assuming eligibility, set aside pre-tax funds or after-tax contributions. The earnings in your investment is tax-deferred! Pay taxes only on your earnings when you withdraw your funds.
Roth IRA
Invest after-tax dollars annually, then withdraw your earnings tax-free when you meet the eligibility requirements for withdrawals.
- Dividends Compounded - Daily
- Dividends Credited - Quarterly
- Dividend Period - Calendar Month
- Minimum Opening Deposit - $100.00
- Minimum Balance (to avoid a service fee) - -0-
- Minimum Balance to Earn Stated APY - $100.00
- Balance Method - Daily Balance
If you need more information on IRAs, call or visit a Community First FCU branch nearest you.
