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No minimum balance? No maintenance fees? You got it.

SmartCheck Basic is Community First’s most popular checking account for a good reason. Simplify your finances with no minimum balance, no maintenance fees, and the convenience of the free online/phone services. Oh, you can also earn dividends every month. What’s not to love?




• Dividend earning account
• No minimum balance

• No maintenance fee
• $50.00 opening deposit or $5.00 with Direct Deposit

• Free Initial VISA Debit card


• 4 Free counter-printed checks per month


• Free online/phone services



*ShareMaster savings account required for Personal Checking*


Call 472-8210 for current rates!

Community First Guam Federal Credit Union - 238 Archbishop Flores Street, Suite 102
Hagatna, Guam 96910 - Telephone: (671) 472-8210 Fax: (671) 477-5522
Equal Housing Lender NCUA