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Santa saves. You should too!

Don’t wait for December to think about the Holidays. Open a Holiday Club account anytime between November 1 and January 31 and set aside money for the next Holiday season.






• No minimum opening share
• No minimum balance fee
• Only $0.01 balance needed to earn dividends


• Open enrollment from November 1 through January 31
• Withdraw funds November 1 of the following year



Call 472-8210 for current rates!


Community First Guam Federal Credit Union - 238 Archbishop Flores Street, Suite 102
Hagatna, Guam 96910 - Telephone: (671) 472-8210 Fax: (671) 477-5522
Equal Housing Lender NCUA